Terms & Conditions

Welcome to Ummigroup.co.id. These Terms & Conditions (“Terms”) govern your use of our website. By accessing or using Ummigroup.co.id, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website.

1. Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms. We reserve the right to modify or update these Terms at any time without prior notice. Your continued use of the website following any changes constitutes your acceptance of the new Terms.

2. Use of the Website

a. Eligibility

You must be at least 18 years old to use this website. By using the site, you represent and warrant that you have the legal capacity to enter into these Terms.

b. Permitted Use

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the website for personal, non-commercial purposes. You agree not to use the website for any unlawful purpose or in any way that could damage, disable, or impair the website.

c. Prohibited Conduct

You agree not to:

  • Use the website in a manner that violates any applicable local, national, or international law.
  • Engage in any activity that disrupts or interferes with the website’s functionality or the servers and networks connected to the website.
  • Attempt to gain unauthorized access to any portion of the website or any systems or networks connected to the website.
  • Use any automated means, such as bots or spiders, to access or use the website.

3. Intellectual Property Rights

a. Ownership

All content on Ummigroup.co.id, including but not limited to text, images, graphics, logos, and software, is the property of Ummigroup.co.id or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the website without prior written permission from Ummigroup.co.id.

b. Trademarks

All trademarks, service marks, and logos displayed on the website are the property of Ummigroup.co.id or their respective owners. You are not granted any right or license to use any trademarks without the prior written consent of the trademark owner.

4. Disclaimers

a. No Warranty

Ummigroup.co.id is provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not guarantee that the website will be error-free, secure, or available at all times. We disclaim all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

b. Limitation of Liability

To the fullest extent permitted by law, Ummigroup.co.id and its affiliates, partners, employees, or agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the website, even if we have been advised of the possibility of such damages.

5. Third-Party Links

Ummigroup.co.id may contain links to third-party websites that are not operated or controlled by us. These links are provided for your convenience only, and we are not responsible for the content, privacy policies, or practices of any third-party websites. Accessing and using third-party websites is at your own risk.

6. Indemnification

You agree to indemnify and hold harmless Ummigroup.co.id, its affiliates, partners, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or related to your use of the website, your violation of these Terms, or your violation of any rights of another party.

7. Termination

We reserve the right to terminate or suspend your access to the website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason in our sole discretion.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Your Country/State] for the resolution of any disputes arising out of or related to these Terms or your use of the website.

9. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

10. Entire Agreement

These Terms constitute the entire agreement between you and Ummigroup.co.id regarding your use of the website and supersede any prior agreements or understandings, whether written or oral.

11. Contact Information

If you have any questions or concerns about these Terms & Conditions, please contact us at:

Email: [email protected]
Phone: [Your Phone Number]
Address: [Your Office Address]


Thank you for visiting Ummigroup.co.id. We appreciate your understanding and cooperation in adhering to these Terms.

Best regards,

The Ummigroup.co.id Team